Legal Notices

Client information

Client information FinSA

This client information document is published on the Valère Consulting SA website (www.valereconsulting.ch). The current version is accessible online at all times. Any amendments to this client information document will be published directly on the website and will take effect upon posting.

Based on the legal requirements of Art. 8 ff. of the Financial Services Act, we would like to provide you with this information sheet to give you an overview of Valère Consulting SA and their services. We ask you to take note of this information.

Information on the financial service offered

Valère Consulting SA provides exclusively discretionary asset management services and execution-only orders.

The services provided within the framework of the business relationship, as well as their applicable conditions, are set out in the respective agreements.

Asset management: Assets are managed in the client’s name and on account of the client, taking into consideration the financial situation and investment objectives. Investment decisions are made at the one’s own discretion.
Execution only: The company executes client orders without providing advice or assessing their suitability.

Within the scope of asset management, we take into account the client’s financial situation, investment objectives, as well as their knowledge and experience of financial instruments, to ensure that the agreed upon investment strategy is suitable for the client (suitability test).

In the context of execution-only services, no appropriateness or suitability test is undertaken. When receiving and executing orders, we verify neither whether a financial instrument is appropriate for the client, nor whether it is in line with their financial situation or investment objectives. For future orders, the client will not be separately informed again regarding the undertaking of such a test.

For detailed information on the essential rights and obligations arising from an asset management agreement, please refer to the relevant agreements between Valère Consulting SA and its clients.

In the implementation of the investment strategy, the company may use the fund “V.C. Wealth Portfolio Fund” (UCITS, Liechtenstein), which is managed by the company itself.

To protect clients’ interests, internal processes are in place to avoid conflicts of interest. The selection of the fund is made solely on the basis of objective criteria such as risk profile, diversification, cost structure, and performance. Preferential treatment of in-house products is excluded.

Client segmentation

Financial service providers allocate their clients to a legally prescribed segment. According to Art. 4 of the Financial Services Act, a client can be classified as a private client, professional client or institutional client. For detailed information regarding the differences between client segments, we refer to the respective agreements between Valère Consulting SA and its clients.

Information on risks and costs

General risks in trading with financial instruments

The investment advisory and asset management services entail financial risks. Valère Consulting SA provides all clients with a brochure entitled "Risks in Trading with Financial Instruments" before conclusion of the contract.

Risks in connection with the service offered

Client assets are subject to market fluctuations and strategic risks. Concentration risks may arise if individual securities represent more than 10% or if issuers account for more than 20% of the total portfolio. These concentrations are monitored as part of portfolio oversight.

The use of the “V.C. Wealth Portfolio Fund” may lead to additional product-specific risks, particularly with regard to liquidity, valuation, and transparency. These risks are described in detail in the respective fund prospectus.

For a presentation of the risks that may result from the investment strategy for client assets, please refer to the document "Investment Profile", which is an appendix to the Asset Management Agreement.

Use of clients’ securities

The company does not engage in securities lending and does not use clients’ securities for its own purposes or for those of third parties.

Information on costs

A fee is charged for the services rendered, which is calculated on the assets under management or on a performance basis. For more detailed information regarding our fee structure, please refer to the respective agreements between Valère Consulting SA and its clients. Furthermore, we may pass on a part of the fees received to third parties as consideration for introductory or distribution services.

Information on ties to third parties and conflicts of interest

In connection with the financial services offered by Valère Consulting SA there are no economic ties to third parties; Valère Consulting SA does not accept any retrocession payments and maintains its independence in this context.

Conflicts of interest may arise if in-house products are used or several client orders are handled simultaneously. To prevent such conflicts, internal guidelines and organisational measures are in place, including a control function, a separate decision-making structure, and regular monitoring. The interests of clients always take priority.

Information on the market offer and selection of financial instruments

Valère Consulting SA follows an "open universe approach" and tries to make the best possible choice for the client when selecting financial instruments. In addition, we may consider investment products for which we act directly as asset manager, such as the "V.C. Wealth Portfolio Fund."

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